Kirk Hayes is a native Iowan. He attended Drake University where he was elected to Phi Beta Kappa, graduating with a BA degree in 1958. Additional study lead to a second degree in 1960 at Sophia University, Japan.
Following graduation, he was commissioned as a second lieutenant and spent five years in the United States Air Force as an intelligence and command staff briefing officer. Colonel Hayes completed over 20 years in the Reserve Officer Program and served for over 10 years as a liaison officer for the United States Air Force Academy.
He joined Pharmacists Mutual Insurance Company in 1963 (then Druggist Mutual Insurance Company) as an underwriter and was subsequently elected vice president in 1967; served as president and treasurer from 1975–2001; served as chairman, CEO and treasurer from 2001–2003 and presently serves as chairman of the board of Pharmacists Mutual Insurance Company and its affiliate, The Pharmacists Life Insurance Company.
In 1967 he received his CPCU designation and subsequently completed the Associate in Risk Management Program.
During his career, he has served as cirector for the Mutual Insurance Association of Iowa, chair of the Property Loss Research Bureau, chair of the American Association of Insurance Services Executive Board, director of the Iowa Insurance Institute, a member of NAMIC Regulatory Steering Committee and chair of the Alliance of American Insurers. As an active member of his community, he is currently a director the Kossuth County Hospital Foundation and the Algona Community School Foundation.
In 2003, he received the Iowa Pharmacy Association Appreciation Award to recognize his support of organized pharmacy in the state of Iowa.